Is Insurance Mandatory for a Bali Visa? (Updated 2025)

No, travel insurance is not required to get a Bali visa. Indonesia removed the mandatory insurance rule in 2022 and has not reinstated it. Most tourists enter Bali without showing any insurance. However, some calling visas and certain long-term permits may request proof of insurance.

Not required for visa

• Immigration does not ask for insurance at arrival.
• Only a few calling visas may list insurance as part of their document checklist.

High risk without it

Traveling uninsured means you pay all costs if something happens. Private hospitals in Bali can be expensive, deposits are often required, and medical evacuation can cost tens of thousands of dollars. Common risks include scooter accidents, surfing injuries, dengue, and natural events. Most government travel advisories strongly recommend insurance for Indonesia.

What to consider

Choose a policy that includes:

• Emergency medical & hospital cover
• Medical evacuation/repatriation
• Motorbike & adventure sports coverage (if needed)
• Trip cancellation/delay protection
• Lost luggage & valuables cover

Summary: Insurance is not mandatory for Bali, but going without it exposes you to very high medical and evacuation costs. Comprehensive travel insurance is strongly recommended.